United States

The United States is a federal jurisdiction and a core market for bank export finance, project finance and commercial real estate desks assessing country risk, official support capacity and financial-crime controls. This datasheet records institutional identity, official export credit pointers, published FATF and sanctions posture, and beneficial ownership reporting as stated by official sources.

Jurisdiction identity

The United States is a federal republic. Corporate formation, many property records and large parts of commercial practice sit at state level, while federal agencies administer export credit, economic sanctions, federal AML rules and federal beneficial ownership reporting under the Corporate Transparency Act framework as implemented by FinCEN. For cross-border credit work, the federal layer is the usual reference for export credit agency capacity, sanctions screening lists and federal reporting obligations.

Official export credit and Arrangement posture

The Export-Import Bank of the United States (US EXIM) is the official export credit agency of the United States and an independent Executive Branch agency with a mission of supporting American jobs by facilitating the export of US goods and services. When private sector lenders are unable or unwilling to provide financing, EXIM fills the gap for American businesses. It is backed by the full faith and credit of the United States and its charter requires that authorized transactions demonstrate a reasonable assurance of repayment. EXIM appears in the Berne Union member directory as US EXIMBANK; the US International Development Finance Corporation is also listed in that directory as USDFC.

EXIM has published that the Participants to the OECD Arrangement on Officially Supported Export Credits are the United States, Australia, Canada, the European Union, Japan, Korea, New Zealand, Norway, Switzerland, Türkiye and the United Kingdom. Medium and long term official US support is therefore framed by Arrangement disciplines where those rules apply.

FATF and sanctions list posture

The United States is a FATF member. Membership denotes participation in the standard-setting body for anti-money laundering and counter-terrorist financing; mutual evaluation ratings and follow-up texts are published separately by FATF. The United States does not appear on the FATF increased monitoring or call for action lists as reproduced in HM Treasury's June 2026 Money Laundering Advisory Notice.

The Office of Foreign Assets Control (OFAC) of the US Department of the Treasury administers and enforces economic and trade sanctions based on US foreign policy and national security goals against targeted foreign countries and regimes and other designated threats. OFAC publishes the sanctions programmes and sanctions lists used for screening by financial institutions; programme scope and list content change by OFAC update, so current OFAC publications govern rather than static summaries.

Company and beneficial ownership register notes

FinCEN administers Beneficial Ownership Information (BOI) reporting under the Corporate Transparency Act. FinCEN states that on 11 August 2026 it issued a final rule making permanent the reporting exemptions first introduced in its interim final rule of 26 March 2025: US companies are exempt from BOI reporting, and reporting companies do not report BOI for US person beneficial owners. Reporting under the revised definition covers entities formed under foreign law that have registered to do business in a US State or Tribal jurisdiction, subject to the exemptions and deadlines stated on FinCEN's BOI pages.

FinCEN does not describe the BOI system as a public register. State secretaries of state maintain entity filing systems with varying public fields; a single nationwide public beneficial ownership register is not established by the FinCEN materials cited here. FinCEN also states that it will delete beneficial ownership information previously reported by US persons who are now exempt under the final rule, removing that data from the BOI database without requiring a deletion request from the business owner.

Summary

Bank desks use the United States profile as an institutional map: EXIM and Arrangement participation for official support, FATF membership for AML standard posture, OFAC for US sanctions lists, and FinCEN for the current federal BOI reporting perimeter under the 2026 final rule. Product eligibility and content rules remain EXIM-specific and are not reproduced here.